10 Possible Reasons why a Filipino worker would resign locally despite a higher pay

1. Husband matters: Husband wants wife to take care of kids. Mahirap mag hanap ng maayos na magaalaga ngayon. Kaya resign.

2. Mas gusto mag emigrate abroad. Better quality of life. Kaya resign.

3. Bored sa trabahong paulit ulit. Hindi na kailangan ng pera ng pamilya so resign muna para magpahinga. Ilang taon na ding nagtatrabaho. Pagod na din. This happens if spouse can sustain everyone na. Kaya resign.

4. Away kay boss. Ma pride. Ayan, resign. Patay, tinangap. Kaya pinanindigan.

5. Pirated ng ibang company na mas mataas na sahod ang offer. Kaya resign.

6. Parent matters: Parent got sick. Gusto ang kid ang magalaga. Kaya resign to take care of parents, umuwi sa probinsya and asikasuhin ang kayamanan. Kaya resign.

7. Nagkasakit ng grabe, say cancer. Gusto magpahinga ng maayos at magpagamot. Kaya resign.

8. Depressed kasi. Walang nakakaintindi. Hindi maayos ang isip. Galit sa mundo, maraming problema sa buhay. Kaya resign.

9. Pressured sa trabaho. Inisip, “I don’t need this sh*t anymore. Theyre lucky they have me.” Kaya resign.

Tapos na realize mahirap maghanap pala ng trabaho kasi matanda ka na and mataas ang gusto mong sahod tulad ng dati.

10. May illegal ginagawa ang company. Na diyaryo na at na scandalo. Ayaw madamay. Kaya resign na lang, kaysa sabihing kasabwat. Kaya resign.

What to do if you found your yaya on Facebook

Congrats, you found your first yaya on Facebook!

Not only do you save money from paying hefty agency fees, you most likely found the yaya of your dreams who will be loyal to your family, take good care of your child, and is literally a Godsend.

But wait, you’re afraid to take the jump.

You’re worried that there’s no employer referrals for you to base your trust on. You’re worried she might endanger your baby. You’re worried that she’ll wear your clothes and post them on Facebook. And you’re worried that she’ll steal from your family.

All of these are very valid concerns.

There are so many bad yayas stories out there that there’s a closed Facebook group called Bad Maids PH for all the bad yayas stories happening in the Philippines.

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I have found yayas on Facebook. 

When my old yaya suddenly left last December 2018, I scoured online for her replacement. The first yaya Arlene stayed for 6 days. Here’s my post on how elated I was when I first got her.

I continued my search after she told me after 6 days of work that her husband had an emergency and she had to cater to his needs for 24 hours before returning to work. Despite initially agreeing that her first day off would be after a month of service, she asked me for an immediate day off before the week was done.

I asked her to pack her belongings, paid her for 6 days of work and asked her to sign a quitclaim. Attached is my quitclaim here.

The second yaya I found within 2 days.

Sharon was happy and optimistic, but couldn’t stand the hours. She said she had a headache and needed to cater to her daughter’s pageant. I think it was more of family reasons that she left. She called it quits in 11 days time.

The third yaya I found after Sharon told me that she wanted to leave, but would respect the 30 day notice period, which we had under contract. I once again looked online, and found Zeny on Facebook.

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Here are my Top 10 Tips in Finding a Yaya Online.

Yaya Zeny is still with us and our daughter is happy with her. Her daughter took care of the pamasahe from Mindoro to Manila, and so far, despite being older, she’s a pretty decent yaya whom we entrust to take our child to school and back, feed her, and make sure she doesn’t die.

My instructions to a prospect yaya is very simple, “Huwag gutumin. Huwag walain. And huwag patayin.”

After three yayas found on Facebook, all I can tell you is,

1. Have them sign an employment contract as soon as they start.

Make sure that you discuss with them all the details of their employment and rules of your household BEFORE they start working for you.contract.png

Attached is the Contract for New Yayas for your reference: New Maid Contract – Generic.

Personally, my rules are very clear as follows:

  • No cash advance, bale or padala pamasahe. Crying about a family tragedy won’t work in me giving them pautang. If there’s a family tragedy, we will help out of the goodness of our heart,  but not because they asked for it.
  • No cellphones while on duty.
  • No emergency day offs. Sundays as preferred rest days. They have to inform me a few days before when they will day off so we can arrange our schedules accordingly.
  • Doing the laundry via washing machine are part of their job descriptions. There’s just three of us in the family and no ironing is needed. But I don’t like yayas who tell me that they should only be responsible in childcare and that’s it.

2. Observe them closely on the first few days. 

I always keep an eye on the new yaya when they first start. I look at their working attitude, eating preferences, etc. and determine if I like them or not.

We like going to the malls and the yaya chooses to chase after my daughter when this happens. I do NOT stupidly let the yaya take care of my child alone when she’s new.

I would accompany them, keep an eye on the yaya, and see if there’s any red flags I should watch out for.

I look at yaya’s body language and attitude to see whether she likes her job and my child. Some yayas only accept this job due to the high pay but care nothing of my child.

The best yaya is someone who will eventually hug and show true concern for my child. You can see it if you open your eyes.

Be wary of the yaya who keeps her distance from your child.

Only leave the yaya alone with the child without any supervision after you feel comfortable, and not before. If your mommy gut feel shows serious reservations — like there’s something wrong with the yaya — follow your gut feel and observe yaya even more.

3. Do NOT believe what the yaya tells you all the time. Trust only after it’s earned, NOT before.

Yayas will lie.

For example, when I was looking for yayas, I’ve had 3 applicants who told me that they would show up but didn’t.

Literally, you’ve already set the day and place and time of arrival, and for some reason or another, they do NOT show up. One yaya even showed me the photo of her packed belongings to show that she’s ready to start, but couldn’t because her child got sick.

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It is useless to concern yourself about their excuses. Watch what they do, NOT what they say.

It is useless to argue with a yaya. If you see a yaya who do not do what they say, get rid of her and move on to the next applicant. If she can’t keep her word in the beginning, she will be like that in the future.

Stop worrying about useless things and just move on.

4. Terminate with pay if you don’t like them.

While it’s hard to find a yaya nowadays, you should not tolerate a yaya’s bad attitude and misbehavior just because you’re desperate.

Like for example, Yaya# 1, it was annoying for me that she asked for a rest day within 6 days of employment when it was clear from the get go when she should have her first rest day. I thought that she’s already taken care of the husband and her household before starting to work, but I guess I was wrong.

I was also okay with Yaya# 2’s leaving after she brought up her concern. She liked me, but she was not fit to be a yaya anyway. So as long as she carried out her 30-day notice period, I was fine with her leaving. In the end, I allowed her to leave at 11 days with pay, after I found my next yaya Zeny.

Make sure that you have them sign the voucher proving that they’ve received their last pay and a quitclaim. Here’s my quitclaim for your records. This is the QuitClaim – Generic word document.

Once they sign the quitclaim and get their last pay, exit them from your house swiftly.

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IMPORTANT: Make sure you investigate their bags thoroughly and escort them out of your gate before letting them go. Accompany them when they leave your house.

Many yayas pack a separate bag and leave it by the gate. Once you check their bags, they then get this separate bag before leaving your house.

5. Repeat the process if necessary.

I have probably reviewed 30+ bio-data, interviewed more than 10 yayas and suffered many disappointments in a day before I found our Yaya Zeny.

Here were my notes on the initial few days — as you can see, finding a yaya takes a lot of time and effort:

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These were the yayas I said no to after I interviewed them:

Like any endeavor, finding a yaya takes a lot of time and effort.

The biggest mistake any mother makes is to assume that you do NOT need to give a lot of effort, and a good yaya will come on its own.

I will just wait for a referral para sigurado,” that mommy would say. They would pester you for referral and justify their lack of yayas by saying that all yayas are bad, and it’s better that she take care of her child na lang than to have a bad yaya.

Actually, there are many good yayas out there. You just have to go and look for them. If you do not make an effort, how can you find a yaya?

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Years has passed and she alone is taking care of her child(ren) with no help in tow. Then she will just sigh and pat herself in the back for stepping up because no other yaya can take care of her daughter as well as she did.

I work. I don’t have that luxury. I need a yaya for my daughter. So I look and look. I make a career out of looking for a yaya.

As you can see from my notes, I put in the effort in looking for a yaya, scouring the Internet and agencies for them, interviewing them, and being disappointed when I don’t work out. I have good relationships with agencies since they also provide me with a good pool of yayas when I need them.

At the end of the day, I am almost always rewarded for my hard efforts. Thanks to God, barring Christmas season, I can usually find a yaya within a week of looking.

But that’s because I put in the effort.

Are you putting in the effort?

BONUS TIP: When you find a good yaya, take good care of them. The best way to find a good yaya is to not lose a good yaya.

I know in my heart that any yaya would be so lucky to start in my household.

We pay our yayas well. Treat them with respect. And are considerate of their needs without letting them be abusive of your kindness.

With us, they can really save money. Every yaya that came out from our employ always brought a lot more bags than they first arrived. Which is why our old yayas do ask to be taken back after they’ve left as follows:

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Even though I was so desperate for a yaya, I didn’t ask her back. I tried to ask help from the agencies and scoured online to look for a new one.

And after many days of trying, we found our yaya.

I hope that this helps you in finding a good yaya for your child(ren). Good yayas are out there. All you do is have hope, make an effort, and try and try until you succeed.

Good luck Mommies!

Wife Advice: Support the Husband in all his Endeavors

We are all at the Manila Autosalon to support the husband.

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He has a booth at the show, and we have come to give our full support on a Sunday afternoon.

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I’ve asked my three year old to pass out pamphlets, and even yaya is there to help. There she is, passing out stickers and marketing collaterals:

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Even my mother is part of the festivities. She’s in her 70s but so far, she’s still a trooper:

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To be honest, I’m a bit tired.

I’ve been working 6 days this week and had experienced many discouragements at work. Today was a day I could zone out and let my mind breathe a little to try to forget all my problems.

But the Manila Autosalon is merely once a year. It’s the largest car show in the country right now and husband invested quite a bit of money on this marketing effort to promote his company’s new product, ECU reflash.

How can I selfishly insist that my wants and needs be met, instead of supporting him especially at this critical time? 

So we are all here to support.

We gather our strength, take a deep breath, and show up. Not only do we show up, but we really show up. We give pamphlets, buy the workers food and drinks and talk to customers.

Because my husband needs us, and with us there, work becomes an enjoyable family effort.

Who says that work and family should be separate?

Husband appreciates this.

He gives me a hug and tell me that he’s glad that we are here for him.

Sure, he’s tired too from four days of talking and entertaining customers. His feet hurt and his voice sore.

But at least we are all here, and he doesn’t need to worry about us anymore.

He doesn’t have to worry about our kid cause she’s here with us, nor does he have to worry about me because I obviously support what he’s doing. I know it’s for our sakes and his family.

What’s more, I don’t have to worry about him and his eyes wandering. Hahaha! There’s a lot of beautiful models at any car show… not that I’m ever threatened. 🙂

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A beautiful car show model.

Later on, we will eat a late dinner as a family.

We will talk about our day, he will tell me about his achievements and I will listen to him and give him advice on how he can even do better next time.

Supporting him brings us closer.

We create more shared memories, and on the plus side, husband feels that we are more of a team.

And at the end, that’s what makes marriages stronger and deeper — the fact that you’re a team, working for a common good, building each other up and encouraging each other.

Rest can come next week. I can always find time to rest and recharge.

But my husband needs us. Given that we have a small business, he needs all the help he can get.

So we are all here.

I’m glad I married you,” he said. “You make me a better man.”

And all of us are happier as a result.

Life Stories: Candy

Candy is 21 years old with a 4-month old son.

Her boyfriend left her after he found out that Candy was pregnant.

She was finishing up her studies at the Polytechnic University of the Philippines when she conceived, and stopped her studies because of her growing belly and worrying financial future after she found out that she was pregnant.

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Her mother was a housewife, and her dad, a construction worker, earning below minimum wages. She had 6 other siblings.

Candy lived in the outskirts of Manila but forced herself to venture out and find a job here in Metro Manila, as it meant a higher salary, despite a longer commute.

The baby was 4 months old when she applied, left at the care of her mother, who still had to care for her siblings, the oldest of which was 18 years old, and the youngest was 7.

It was not easy to be Candy.

I hired her on a probationary basis despite not being a college graduate because I liked her spunk and the fact that she was serious about finding a job to feed her baby.

At four months old, there was the problem of buying disposable diapers and milk formula. A newborn can use up to 8 diapers in a day. Formula milk does not come cheap, so it’s unimaginable what type of financial burden Candy carries at such a young age.

Everyone liked Candy because she was young and had spunk. It takes a lot of guts and desperation to force yourself to work because you have mouths to feed.

Imagine going to work early in the morning, readying yourself for the harrowing Manila commute. Then after work, commuting back.

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When you are home, you’re too exhausted and tired to even take care of your own child. Your mom cries she doesn’t have enough money to take care of 6 children plus your baby. Your father’s income isn’t enough to spread around.

Her story of being a single mother is common in the Philippines. Many of our staff assigned to us are single mothers.

Old data dated 2008 from the Philippine Statistics Authority cite that about 38 percent of 1.8 million babies born in the country—or at least 666,000—had unmarried mothers. Based on the number of single mothers coming in interviewing at our office, this ratio is very true. It may even be worse today as most of our women are single parents.

You want to sympathise with them and help them.

But there are just too many of them to help. Their cases too dire to take on.

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How can you work and reach your highest potential if you have so many financial burdens to carry around?

When I was 21 years old, I was graduating from university.

At 22 years old, I was in Taipei living my best life. I was working part-time and playing the rest. Sure, I fell in love the first time at 22 years old, but children were the furthest thing on my mind.

I found a stable job in my early 20s.

Went overseas. Had tons of fun. Traveled.

No worries or problems.

I was paid the highest I’ve ever been paid in my life at 28 years old. The salary I made was more than 20x than what Candy earned.

Kids are a blessing.

But they are burdens too.

And it’s tragic when women have to carry the burden alone.

I am happy I hired Candy. It’s one single mother off the streets. Hopefully if she worked hard, she can provide a better future for her son.

But today, Candy didn’t show up to work.

No inform, no nothing.

Just didn’t show up.

When we called her, her phone was unattended.

Tragically, Candy has become another statistic. Unfairly burdened by life, another cycle that never ends.

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And yet, I hope.

I continue to hire single mothers in the hope that one would rise up and actually find a stable job. I cannot control the way they think or do things. All I can do is hope.

Hope is all I have.

This is the story of Candy.

And this is my story too — My frustration of hiring so many Candys, only to find myself frustrated because all the Candies can’t manage to get their life together.

This is how managing people in the Philippines can be like.

Sometimes, life is good.

Sometimes, life can be challenging like today.

Have a great week everyone!

Usyoso

I’ve recently hired an office staff. One of his tasks is to do bank runs, which means, to update our company passbooks in the different banks in the area.

We had our office staff accompany and train newbie to do this task.

Upon their return, she reported that after updating the passbooks, Newbie opened the passbooks one by one to see how much money was inside each account.

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Do you know the saying, Curiosity Killed the Cat?

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That seems to be an apt description on Newbie, who is an entry level staff.

I called in Newbie about this issue. Upon hearing it, he turned red and apologized profusely.

Why did you open the company passbooks?” I asked.

Because I wanted to hold and feel the company passbook, since I’ve never held one in my life,” he said.

So why did you open it then?” I asked. It’s very frustrating for me when a staff cannot answer the question direct.

Because I wanted to see how the amounts are added in and subtracted out,” he answered.

I stared at him.

Okay, so why do you have to open all the passbooks and see all the amounts inside it?” I asked him again. “If you’re curious of one, you open one. Why did you open all?”

He looked at me and didn’t answer anymore.

Well?” I asked.

I opened it because I was curious about how much money was inside,” he then answered.

As an employee, what’s in it for you to open the passbook? Why is it your business to find out something that’s confidential?” I then asked.

It’s like a package or bag that’s given to you to hand to another person,” I said. “If someone entrusted the bag to you, and asks you to hand over the bag to someone else, would you for any reason open the bag, look through its contents and then after your curiosity is satisfied, close the bag and then return the bag to that second person?”

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No, opening the bag is wrong,” he said.

Well, so why open the company passbooks?” I asked again.

He said nothing.

I think it’s troubling to have someone so new poke his hole in business that’s not his own. I didn’t like how he answered me where he didn’t take responsibility for his actions at first, nor did I like the fact that he is okay with doing something without worrying about getting caught.

Okay, now that you got caught,” I asked, “How do you feel?”

Embarrassed and ashamed,” he said.

Well, if you are embarrassed and ashamed, why can’t you stop yourself from doing it?”

He said nothing again.

The staff is only in its first week but is now in troubled waters. It’s just his issue, not anyone else. Let’s see how he fares and if he survives the second week. We’ll just check and see.

How about you? How would you react if you were in my situation? Really annoying, right? But is such issue troubling enough to fire a staff?

Have a good Saturday everyone.

Business Series: Working with Integrity

Many businesses take their sweet time in paying their suppliers.

For them, the longer they pay, the better it is. If possible, they will try to delay for as long as possible, hoping against hope that you may actually forget that they owe you money.

Last year, we rented out a parking space in our building to one of the largest businesses in the Philippines. They owed us Php 11,435.94.

Now, this company has acquired around 50+ sites for its community malls. Ten of their malls have already started operations since 2017. They are one of the hottest companies in the PSE.

And yet, it took me ONE WHOLE YEAR of sending multiple emails, calls, legal threats etc. to finally get their accounting to pay us.

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And for the meager amount of Php 11,435.94!!!

Compare this to a small parenting shop in New Manila, The Parenting Emporium.

They were very easy to talk to, and after talking to the co-owner, we then delivered our soft plushy rocking horses to them.

Imagine our surprise when during the time for payment, their billing actually took the initiative to call and text me to followup on the bank details so they can transfer the money to us.

They then texted me to follow up the next day on the bank details.

I have done business with many suppliers throughout the years, and many businesses are NOT like the Parenting Emporium. Their accounting is incompetent, the boss is not on top of operations, and they shy away with everything that’s related to collections.

Such effort for me is noteworthy. Given just this small example, it shows that The Parenting Emporium is a company of integrity, and I think many businesses should love transacting with them.

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When you have a business, it is critical that you operate WITH INTEGRITY.

You always pay people whom you owe timely. You do not cheat them on the terms. And you try your best effort to act in good faith in all your transactions.

My parents were in the business of exporting coffee beans when I was young.

Some suppliers would jack up the prices when the current prices went higher than the future price. Other suppliers would refuse to sell their beans when the price is too low.

But my parents?

They sold the beans at the price to what was stated for the day, even though they bought the beans at a loss. Their clients saw them as a businessman that’s good as their word, and do not hesitate to buy from them, as they knew that my parents would sell them the beans at the agreed price, and can reliably supply even when the bean prices fell.

My parents are my hero, and I look up to them. 

As I manage our small business, it is a source of pride for me to always fulfill my obligations in the timeliest ways possible.

I try my best to pay my people on time. Many businesses delay the salaries either because they’re assholes or because they cannot get the capital on time.

I pay my suppliers and don’t change the prices especially when our suppliers deliver the goods.

People know our credit is good, and we will pay the amount that was agreed with. I don’t try to shortchange my suppliers even after their work is done. This is because some companies in the Philippines re-negotiate the terms after the service is delivered, which is a very assholic thing to do.

Integrity.

Word of honor.

Hindi malabong kausap.

These are the tenents of owning a managing a business long term.

Especially given that the Philippines community is small, how you manage a business is as important as how much money you make.

You may be like this big shot real estate/retail/restaurateur company,  but if you try to escape from paying your Lessor Php 11,435.94, one day the bricks will fall, and people will see what a whack you really are. How can a blue chip company operate in such a manner? Sure, blame your accounting, but I think it’s irresponsible for a business owner to let their Accounting take the fall, when they should be on top of their operations.

Everyone should be like The Parenting Emporium, who manage their business with a responsible heart. I know they’re not yet as big, but if you operate with integrity, I think it’s just a matter of time.

Really appreciate you being a good payer. I’m glad that despite the challenges of working in the Philippines, there’s still many businesses that are very lovely to work with.

Have a great week ahead!

When a Critical Employee Resigns

It’s always a big blow to the self when a staff resigns. 

Two of my critical staff resigned last Saturday. One was a probationary employee who was already on the way out, and the other was my trusty lieutenant, who resigned because she needed to get pregnant.

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And even though I was prepared for any departures —- As my husband says, The Success of a Company should not lie on the hands of any one person — it’s still a big blow to the self when a staff member resigns.

For one, it makes you question if you could have done any better. That if you were a better boss, would they have stayed?

However, as I reflected back to how I treated them, I can honestly say I do not have any regrets. They were very much well compensated for the job position that they had, and I had just given my lieutenant a very big bonus for a job well done in 2018.

So it’s really not the money. Even our sister company head was surprised on how well we pay our supervisors.

But sometimes, family really trumps first.

At the age of 33, when your biological clock is ticking, how can you stop your husband from forcing you to end your employment?

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The key thing when a staff resigns is to GRIEVE FIRST.

Some doubt and reflection are necessary. Immediately, you will wonder what will happen to the organization after they leave?

You may panic.

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I worried about all the other employees who were left behind. How could I break the news to them? How will they take it? Will any follow?

But grieving and panicking are NOT healthy things to do especially when a person gives you a 30-day notice that they are leaving.

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Then, prayer is next.

The Lord is wise, and knows what is in our hearts. He knew that I was becoming very confident and optimistic for this year since the team that I’ve been building is starting to come together.

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Then He throws me this curveball.

To show me that no matter what, He is still in control, and He will do what is necessary to steer me towards His path, whatever it may be.

I honestly think it’s a bit unfair. I have worked hard over the last 4 or 5 years to build the team to what I want the organization to be, and is now fine-tuning the culture.

I loved the fact that everyone was so sales oriented, and exerted much of their effort. If anyone refused to follow my disciplined way of working, they can always resign and go somewhere else. Likewise, if people worked hard, they will be rewarded handsomely as well.

My lieutenant got in trouble last year for pushing her people too hard, and for being too arrogant. While she was correct in following the rules, her people thought her to be cold, uncaring and heartless. I chose my lieutenant because she was harder to replace and I saw her point.

Well, God has other plans for me.

This is what you call, A teachable moment.

At the end of the day, we cannot control our people’s hearts, thoughts and feelings. Nobody should be indispensable.

NOBODY.

So the Lord is training me to be flexible. To not be dependent on a single person. To still build the organization to a softer, more holistic one.

And while my lieutenant is wonderful in her own way, she had a few behaviors that people found grating and unacceptable.

Her departure would be another phase of development on what type of culture I would like my organization to have. A less dramatic, calmer organization where people would work, but don’t need to make too big a fuss about.

Regardless on what happens, I know that the Lord never gives us challenges that we cannot handle.

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“Surely God is my salvation; I will trust and not be afraid. The Lord, the Lord himself, is my strength and my defense; he has become my salvation” (Isaiah 12:2).

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Afterwards, the next thing to do is to find and train their replacement.

I scour through the job wanted ads. I will put an ad out on the paper. Tomorrow, I will look for agency referrals.

So in short, as the clock ticks, I need to exert much effort to ensure that I can find a replacement immediately, as my supervisors are still here to train them.

You only need one, I tell myself. You only need one. 

Maybe the Lord planned their exit to make way for someone better, who is now available at this point in time.

At the end of the day, my lieutenant was great but had some weaknesses to overcome to replace me as position of general manager. For the last four years, I have been looking for my replacement so I can focus on other more important tasks in growing the business.

Her departure showed that she is not yet the one to replace me.

Maybe her replacement would.

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At the end of the day, the key word here is to TRUST IN THE LORD.

I knew that after bonus season, I would get some resignations. People were cashing out on their hard earned work, and it was practical to do so after the checks had been cleared and the money was deposited to their account.

I was gobsmacked to see someone I trust turn in her resignation, even though I understand that it was for an important personal reason.

I don’t know yet what will happen, or how it would shape the organization. But inactivity (not doing anything about it), or doubt (questioning yourself about it) are the two most dangerous things that you can allow to happen when people resign.

Instead, you have to be strong for those who are left. And to quickly find a replacement so that there won’t be a lot of long term downsides to the organization.

As I’ve mentioned, trust in Him. Our company has always been protected by Him, and I know He would not have let this happen unless He had a grander plan for us.

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In my weakness, all I can do is TRUST. Be strong. Know that someone else is in control, and He has greater plans for us.

Happy week ahead!

Business Chronicles: 15 Steps on How to Register your Company at the Philippines Securities & Exchange Commission Online

A lot of people are asking whether it is easy for a person to register a company at the Securities and Exchange Commission.

You may be happy to know that the SEC has modernized, and registration of a company can be done usually online. Here are the 15 steps on how to do it from your home, with minimum fuss:

  1. To register your business online,  log on to the Securities & Exchange Commission Website: http://www.sec.gov.ph/

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2. Move your cursor to Online Services. Click on SEC Company Registration System.

3. Create an Account. Here’s a short clip on how to create an account:

4. After creating account, please log in using your account.
5. Check the name of company if it is available. If it is available, you can continue with the registration process. If unavailable, choose another name.
6. Make sure all fill up is 100% complete. Here’s how to add the company details:
7. When it is 100% complete, you can now print the downloadable forms of Cover Sheet, Articles of Incorporation, By Laws & Treasurer’s Certificate.
8. After printing it out in A4 document size, have the documents notarized. Notarization cost Php 50 to Php 200 per document.
9. Upload the notarized documents into the SEC Account.
10. Wait for the SEC to notify and email you when it is ready for payment. This usually takes around 2 weeks. For our company, it cost less than Php 10,000.00.
11. If you received the order of payment thru email, you can now pay it to SEC directly. Bring a 4 copies of each of the documents.
Office of SEC HEAD OFFICE
Secretariat Building, PICC Complex, Roxas Boulevard, Pasay City, 1307
Trunk Line No.: 818-0921
12. After payment at the cashier, deliver the hard copy of documents to the receiving area.
13. After the SEC received your documents, upload the Official Receipt to your SEC account.
14. Follow up and call them after 2 weeks.
15. If the SEC Certificate is ready for pick up, you can pick it up and the other received documents from the SEC office using your Official Receipt in the releasing area.
Here’s the details of the Security & Exchange Commission:

When Relatives Make Bad Decisions

My biggest weakness is my pride.

I believe that before I make an important decision, I have already give that idea a great bit of thought. Not only do I make a decision based on the facts at hand, but I also look at other factors that may affect my decision, and think about Plan B, C, and D.

In short, I love seeing how a situation looks like, and then making plans accordingly. I pride myself into making some very good decisions in life.

As I’ve said, my biggest weakness is pride.

Hence, it bothers me when people around me want to make seemingly bad decisions.

I scratch my head and wonder why they cannot see the same problems that I see, and still choose to continue their course of action, even though it leads to the edge of the cliff.

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I cannot comprehend how they can still make stupid decisions, despite knowing that they’re running to their death.

Why can they not see what I see?

Why do they keep on making the same darn mistakes over and over?

One of my relatives is one of these people.

He had been unemployed for years, working on projects here and there.

One year, he managed to persuade a friend to invest in a few million pesos to start a business with him. Technically, my relative will do all the legwork, get paid a generous salary, and his partner will give him the money. This is in assumption that my relative will build a business that would make both of them money.

My relative processed the business, built a business, hired a handful of staff, and had zero customers.

It’s Partner’s fault,” my relative scoffed. “He didn’t give me even more money to make sure the business succeeds. So we built an office, but couldn’t get customers because he didn’t send more money.”

Who was at fault, we won’t really know. We can only hear the side of my relatives where he came off smelling like a rose.

But this isn’t the first partner who had lost money after working with him. Actually, he has had quite a list of ex-partners, and they only had disappointing stories to tell after working with my relative.

But I am built as an entrepreneur,” my relative said. “It is my calling. It just isn’t the right idea.”

Given that he has invested no money of his own, that statement is unfair. The partner loses money, while my relative has profited off his partner having been paid a generous salary. At the end of the day, I feel bad for his partners who seem to lose money whenever they invest on something my relative has pitched to.

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I remember that business idea vividly. There were many holes to that idea.

They wanted to build a medical health business even though one was a travel agent, and the other was a teacher. None of them were doctors.

They were both foreigners and could not speak Mandarin. Operations would require them to speak in the local language.

They had no network of clients, only the hopes of it. They only traveled in the expat circles and knew none of the rich Chinese they hoped to make money from.

They wanted to build the office at an expensive part of town. But it was in the upper floor where there was minimal foot traffic.

I have expressed my doubts to him when he visited us. While there was a 60 page business plan, holes on this plan made it seem clear that it was bound to fail.

And yet, everyone hoped that this idea would succeed.

After all, every 6 months, he would come up with a brand new idea that would hopefully make him a millionaire.

Yes Bonita,” he replied. “I heard you, but you don’t really know what you’re doing because you’re not in the situation.”

Great, I am chided on for being ignorant, for not knowing the entire facts. And for being unsupportive.

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Months later, as the business crashed and burned, my relative came back in his defense asking, “Why didn’t anyone stop me?”

O M G.

Seriously?

Nobody stopped you?

What do you mean nobody stopped you?

I made my concerns vocal, told you of the holes in your wonderful plan to which you have no answers, and you just not listened, nodded your head and still went your own way.

I tried to ask you relevant questions related to his business, hoping he would use it as feedback on how to make his business better, and after ignoring my concerns, found that such concerns were really valid and were the cause of his failed business.

And I didn’t stop you?

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Now, he is in his nth wonderful idea.

After years of employment, he finally took on the job as an English teaching in China.

After finally being employed teaching English in China and earning a generous wage, the relative declared that it was not his hope to teach English as this was the type of job white people are embarrassed to have.

“I am not happy being an English teacher,” he said. “I would like to be an entrepreneur as this is my calling.”

So his plan was to sell the home that’s under his wife’s name, and move the entire family to the United Kingdom, because hey, he likes the UK.

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There was a serious lack of thought in such major life decision change:

  1. He is not a UK taxpayer or citizen. They have a 4 year old daughter: Will her education be free or cheap?
  2. He is already in his mid-40s and does not have any relevant corporate experience. He doesn’t want to do menial jobs, and want a job that pays well so he can support his family of 3. However, he doesn’t have any technical skill, and is currently an English teacher in China despite not having any educational degree.
  3. His family will start from scratch. Wife will have to start looking for a job after getting rid of a good gig from China. He cannot teach English in the UK. His Chinese is bad, so he cannot teach Chinese in Britain.
  4. Where will they live? How can they afford their home and their cost of living? How can they have income?

But the general plan is — Sell the home that was gifted to his wife by her parents in China, and use that money to fund their move to the UK and hopefully find a source of income there.

I can start selling ginger candy from the Philippines in Amazon UK,” he said.

As if it was that simple.

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It takes a lot of effort not to challenge a relative when they make seemingly stupid decisions that affect other people.

On one point, as a man, I understand his need to be secure in his ability to provide for his family after many years of hopping from one job to the other. I am sure it is emasculating for him to have his wife be the breadwinner for many years.

On the other hand, I do not understand why he can’t just accept whatever job he is qualified for, and work up from where he is.

Teaching is NOT an embarrassment when it puts food on your table.

Why hope to be like Jeff Bezos if you can’t even hold a job?

Bonita, STOP CHALLENGING ME,” he said. “I know what I am doing. It seems that every time I talk to you, it’s a challenge.”

I shut up after that.

I keep quiet despite hearing his dreams of grandeur and his wanting to be British even though he isn’t.

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At the end of the day, getting sucked in my relatives vortex is just more headache for me. To be honest, his life decisions do not affect me or my family. I am not expected to fund him, or to carry any of his work, or to support his family when they fail.

And if he is driving a train with a wreck that’s waiting to happen, it should NOT involve me at all.

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He wants neither my help, opinion or support.

So I have to accept in my heart to just let this matter go. Let him make the wrong decisions in his life and suffer the consequences. Let his family suffer from his foolishness.

It is their life, not mine.

Once I can accept this, I remove myself from his mess, and not worry about him at all. Why worry when you can’t do anything? Why bother even helping if it’s not welcome? It just isn’t healthy at all.

Hence, this is what I will do.

I will let sleeping dogs lie, pray for him and his family, and hope for the best.

Hopefully, his best laid plans will make him fulfill his dreams.

Or it won’t.

Regardless, I take no credit or delight with the results. All I can do is to stay still, listen and watch the show.

Have a good week everyone!

 

 

 

Format: Quit Claim for Departing Yayas

RELEASE WAIVER AND QUITCLAIM

KNOW ALL MEN BY THESE PRESENTS:

That I, (Yaya Name), Filipino, of legal age, a resident of (Yaya Residence Address), and formerly employed with (Employer’s Name), do by these presents acknowledge that I have already received my full payment and final settlement of the (financial assistance or separation pay, overtime pay, salary or salaries, wage or wages, commutable sick and vacation leaves, gratuities or any kind of compensation or emoluments) due to me or which may be due to me from (Employer’s Name) under the law or under any existing agreement with respect thereto, as well as any and all claims of whatever kind and nature which I have or may have against (Employer’s Name), arising from my employment with (and the termination of my employment with) (Employer’s Name).

In consideration of this agreement, I do hereby acknowledge this quitclaim, and will waive any and all actions of whatever nature, expected, real or apparent, which I may have against (Employer’s Name).  I will institute no action, whether civil, criminal, labor or administrative against (Employer’s Name). Any and all actions which I may have commenced either solely in my name against (Employer’s Name) are hereby deemed and considered voluntary withdrawn by me and I will no longer testify or continue to prosecute said action(s).

I declare that I have read this document and have fully understood its contents.  I further declare that I voluntarily and willingly executed this Release, Waiver and Quitclaim with full knowledge of my rights under the law.

IN WITNESS WHEREOF, I have hereunto set my hand at Current Address, this ___ day of (Month) 2019.

_______________________________________
(Yaya Complete Name)

SIGNED IN THE PRESENCE OF

_______________________        ______________________

I also use this document for all other employees departing our employ. Word Document can be downloaded here: QuitClaim – Generic

Additional: 10 Tips in Looking for a Yaya Online